CHAPTER 1
🚀 Getting Started
You are 3 steps away from smarter investing.
1
Create your free account
Click 'Sign in' in the top right corner and continue with Google. It takes 5 seconds. No credit card needed. No spam. Your free account gives you 5 stocks with basic analysis.
2
Add your first stocks
Go to the Dashboard and type any stock ticker in the search bar. Try BMW.DE (German), AAPL (US), BTC-USD (crypto), or RELIANCE.NS (India). Click '+' to add it to your watchlist.
3
Read the AI verdict
Click any stock to see the full analysis. The AI will tell you: Buy, Hold, or Sell — with entry price, target price, and stop loss. One number. One verdict. One decision.
💡
Pro Tip: Not ready to sign up? Try the
Demo Dashboard — 15 live stocks with real scores, no account needed.
🎁
What you get for free
✓5 stocks on your watchlist
✓RSI + SMA indicators
✓Daily price charts
✓Market overview (14 indices)
✓Scrolling ticker bar
✓Sparplan Rechner
✓FIRE Rechner
✓Broker Vergleich
✓ETF Vergleich
✓Gold Vergleich
✓Trading Academy
✓Blog articles
⚡
What Pro unlocks (€9.99/month)
✓Unlimited stocks
✓All 7 technical indicators
✓AI Buy/Sell analysis (10/day)
✓Telegram price alerts
✓AI Morning Digest
✓Earnings calendar
✓Portfolio Tracker
✓Stock Compare (4 stocks)
✓Smart Alerts
✓Freistellungsauftrag Tracker
✓AI Stock Picks
✓Priority support
CHAPTER 2
📊 The Dashboard
Your command center for every investment decision.
🖥️
What you see on the Dashboard
1
Ticker Bar (top)
Live scrolling prices of major indices, commodities, crypto, forex, and key stocks. All updating in real-time.
2
Your Watchlist (main area)
Every stock with current price, daily change %, and score from 1-10. Green = opportunity. Yellow = neutral. Red = caution.
3
Stock Detail Panel
Click any stock: candlestick chart, all 7 indicators, AI analysis, fundamentals, latest news, and analyst ratings.
4
Market Overview
14 global indices at a glance plus Gold, Oil, BTC, ETH, EUR/USD.
🎯
Understanding the score
Every stock gets a score from 1 to 10 combining 7 technical indicators:
7-10: Multiple indicators agree — potential buy.
4-6: Mixed signals — hold or wait.
1-3: Most indicators negative — caution.
💡 Pro Tip: Check your dashboard at market open (9:00 CET for DAX, 15:30 CET for NYSE) for the freshest signals.
CHAPTER 3
🤖 AI Analysis
Your personal investment analyst that never sleeps.
🧠
How the AI verdict works
1
Click 'AI Analysis' on any stock
The AI reads all 7 indicators, price, trend, volume, support/resistance, and market context.
2
Get a clear verdict
BUY, HOLD, or SELL with confidence score (Low, Medium, High). No ambiguity.
3
See the details
Entry price, target price, stop loss, plus a written explanation.
📋
AI verdict example
BUY
RSI at 20 — deeply oversold. MACD showing bullish reversal. Lower Bollinger Band with squeeze. Dividend yield 6.6% provides cushion. Risk/reward: 2.3x.
⚠️ AI analysis is not financial advice. Always do your own research and never invest money you cannot afford to lose.
CHAPTER 4
📈 Reading Indicators
What each indicator means in plain English.
📊
RSI (Relative Strength Index)
What it tells you: Measures if a stock is overbought or oversold.
BUY
Below 30 — sold too aggressively. Tends to snap back.
SELL
Above 70 — bought too aggressively. Likely to pull back.
NEUTRAL
Between 40-60 — no strong signal.
📉
MACD (Momentum)
What it tells you: Direction and strength of momentum.
BUY
Bullish cross — momentum shifting up.
SELL
Bearish cross — momentum fading.
NEUTRAL
Fading — weakening but not crossed yet.
📐
Bollinger Bands
What it tells you: Normal price range corridor.
BUY
Lower band touch — 95% chance of bounce.
SELL
Upper band touch — often pulls back.
NEUTRAL
Squeeze — big move coming.
📏
SMA (Moving Averages)
What it tells you: Average price over time showing real trend.
BUY
Golden Cross — 20-day above 50-day.
SELL
Death Cross — 20-day below 50-day.
NEUTRAL
Above 200 SMA = uptrend.
📊
Volume
What it tells you: How many shares traded. High = strong conviction.
BUY
Volume spike on dip — smart money buying.
SELL
Volume spike on rally — possible distribution.
🧱
Support & Resistance
What it tells you: Price floors and ceilings.
BUY
Near strong support — good entry.
SELL
At resistance — may get rejected.
NEUTRAL
In the middle — wait.
💰
Dividend Yield
What it tells you: Annual payment for holding the stock.
BUY
4%+ with stable company.
SELL
Sudden spike — might be a trap.
NEUTRAL
Compare with sector average.
💡 Pro Tip: You don't need every indicator. The score combines all 7 into one number. Score 7+ = multiple indicators agree.
CHAPTER 5
💼 Portfolio Tracker
Track all investments in one place with live P&L.
📱
How to use it
1
Go to Portfolio Tracker
More > Portfolio Tracker or tradewithai.app/portfolio.
2
Add a position
Enter ticker, shares, purchase price. Click 'Add Position.'
3
See live P&L
Real-time updates. Green = profit. Red = loss.
4
AI dividend dates
AI finds ex-dividend dates automatically.
📊
Features
✓ Live prices
✓ Total portfolio value
✓ P&L per stock (€ and %)
✓ Total gain/loss
✓ Allocation breakdown
✓ AI dividend dates
✓ German tax estimate
✓ CET timestamps
💡 Pro Tip: Add positions from ALL brokers for one unified view.
CHAPTER 6
🌍 Markets & News
Stay informed without drowning in noise.
CHAPTER 7
🇩🇪 German Tax Tools
Save hundreds of euros every year on investment taxes.
🏦
Freistellungsauftrag Tracker
€1,000 annual tax-free allowance (€2,000 married). Our tracker helps you optimize distribution across banks, calculate Quellensteuer per country, understand Vorabpauschale, plan Verlustverrechnung, prepare Anlage KAP, and calculate Kirchensteuer.
Open Freibetrag Tracker →📋
Vorabpauschale
Hold accumulating ETFs? Germany taxes you even if you didn't sell. Our calculator shows your annual tax and compares accumulating vs distributing ETFs.
💡 Pro Tip: Many investors get surprised at tax time. This tool prevents that.
🌍
Quellensteuer per country
🇺🇸 USA
15%
Fully creditable
🇫🇷 France
30%
15% creditable
🇨🇭 Switzerland
35%
15% creditable
🇳🇱 Netherlands
15%
Fully creditable
🇩🇪 Germany
26.375%
Automatic
CHAPTER 8
💰 Sparplan & FIRE
From your first €25 to financial freedom.
🔄
What is a Sparplan?
Automatically invest a fixed amount monthly. The most powerful wealth-building tool.
€200/month into a world ETF:
🔥
What is FIRE?
Financial Independence, Retire Early. The 4% rule: withdraw 4% per year safely.
Need €2,000/mo?
Save €600K
Need €3,000/mo?
Save €900K
🥇
Gold Sparplan
Tax-free after 1 year in Germany. Live spot vs dealer prices. Monthly cost-average calculator.
Compare gold prices →CHAPTER 9
🔔 Smart Alerts
Set it and forget it.
📱
Alert types
1
Price Alerts
'Alert me when BMW drops below €65.' Instant Telegram notification.
2
Smart Alerts
Natural language: 'Alert me when RSI below 30 and MACD turns bullish.'
3
Morning Digest
Daily summary of overnight moves and news.
4
Score Change
Notified when a stock jumps from 4 to 7.
✈️
Telegram setup
1
Connect
Settings > Enter Telegram chat ID > Connect.
2
Set alert
On any stock, click 'Set Alert.' Choose condition.
3
Act
Get instant message. Check AI analysis. Decide.
CHAPTER 10
🎮 Practice Investing
Learn without risking real money.
📝
Paper trading
1
Start with Demo
tradewithai.app/demo — 15 live stocks, no signup.
2
Virtual portfolio
Use Portfolio Tracker without buying. Track performance.
3
Journal trades
'I would buy BMW at €67.50 because score is 7.8.' Check after 1 week.
4
Review
After 2-4 weeks: how many were profitable?
5
Start small
€50-100 in a real broker. Same discipline.
🏆
7-day challenge
Day 1
Sign up, add 5 stocks (German + US + crypto)
Day 2
Read AI analysis for each. Pick your favorite.
Day 3
Sparplan Rechner: what does €100/month grow to?
Day 4
Compare 3 brokers. Pick the cheapest.
Day 5
Add paper trade to Portfolio Tracker.
Day 6
Check Freistellungsauftrag. Using your €1,000?
Day 7
Review: AI accurate? What did you learn?
CHAPTER 11
🧠 Investment Strategies
Pick what fits your life.
🐢
The Sparplan Investor
Risk: LowTime: 5 min/mo
€100-500/month into a world ETF. Don't check prices. Come back in 20 years.
Tools: Sparplan Rechner, ETF Vergleich
💰
The Dividend Collector
Risk: MediumTime: 1 hr/mo
Buy BMW 6.6%, Allianz 4.5%, BASF 4.6%. Reinvest dividends. Build passive income.
Tools: Dividend Calendar, Portfolio Tracker
🎯
The Value Hunter
Risk: Med-HighTime: 2-3 hrs/wk
Find stocks with score 7+. Buy when AI says Buy. Sell at target.
Tools: AI Analysis, Smart Alerts
⚖️
The Balanced Builder
Risk: MediumTime: 30 min/wk
60% ETF Sparplan + 30% dividends + 10% value opportunities.
Tools: AI Portfolio Builder, All tools
CHAPTER 12
❌ Mistakes to Avoid
Learn from others' mistakes.
❌
Buying the hype
By the time everyone talks about it, smart money already bought.
🛡️ Use AI scores, not social media.
❌
No stop loss
A 10% loss is recoverable. A 50% loss needs 100% gain to break even.
🛡️ AI gives stop loss with every verdict.
❌
Investing rent money
Emergency fund first. Only invest what you don't need for 2+ years.
🛡️ FIRE Rechner plans your ratio.
❌
Checking every 5 minutes
Emotional decisions. Set alerts and check twice daily.
🛡️ Smart Alerts watch for you.
❌
Ignoring Freistellungsauftrag
€1,000 tax-free. Without it, you pay 26.375% on everything.
🛡️ Freibetrag Tracker shows remaining.
❌
All eggs in one basket
Diversify across countries, sectors, and asset classes.
🛡️ Portfolio Tracker shows allocation.
Ready to invest smarter?
Start with the demo. Build confidence. Then invest with AI by your side.
TradewithAI is not a financial advisor. All content is educational. Trading involves risk.